Top Tips Nigerian Immigrants Want You To Know Before You Move To Canada

Travel season is upon us and many successful applicants who have processed a new or renewed visa will be traveling to multiple destinations.

One of those top destinations for Nigerians is Canada. Many Nigerians have traveled to Canada and have experienced many things that they were not initially aware of. Regardless of whether your visa has been approved or you are in the application process, there are several things you won’t know about a country you’re visiting until you physically arrive there. This is especially true for those leaving Nigeria for the first time.

This article highlights the basic things a new immigrant should keep in mind when moving to Canada.

  • Understand how credit works

In Nigeria, there is almost nothing like having a credit score or a credit report. Most Nigerians living in Nigeria do not understand what it means to have bad or good credit. But in Canada, credit is very important in your daily life. It could even affect your accommodation.

A credit report is a summary of your credit history. It is created when you borrow money or apply for credit for the first time. Once you move to Canada, you will need to apply for credit. It is as mandatory as opening a bank account. Lenders send information about your account to credit bureaus, also known as credit reporting agencies. Once you apply for credit and start trading, you’ll have a credit score.

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A credit score is a three-digit number that shows how well you manage credit and how risky it would be for a lender to lend you money. In Canada, there are two main credit bureaus responsible for creating your credit score. They are: Equifax and TransUnion.

  • Why is it important to have good credit?

You don’t need credit to live well, but having good credit makes your life easier. You can access loans, finance cars and homes, and also help you get loans for your business or other credible ventures.

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  • How can you build a good credit score in Canada?

Experts have said that you don’t need to buy a credit card right after you arrive in Canada. But when you do, the best thing you can do to build your credit score is to pay off the balance in full at the end of each month.

Also, you are advised not to apply for a lot of credit in a short period of time as this will surely lower your credit score. It is better to use or make purchases of less than 30% of your available credit

Don’t miss payments to your creditors. Try not to write checks when there are insufficient funds in your bank account.

Also, have a mobile phone account in your name and pay your monthly bill on time and in full.

  • Know how to apply for jobs

To survive in Canada you need to know how to apply for jobs. Most jobs in Canada are applied for through agencies. To apply for these jobs, you must tailor your CV to fit the Canadian standard.

It is important to know that Canada is very cold. The weather is not hot like in Nigeria and you will need to take extra measures to stay warm.

If you can hone any vocational skills in Nigeria, you will surely earn very good money in Canada. You can pay off debts and keep your jobs while offering other services like hairdressing, plumbing, carpentry, etc.

Living in Canada makes you more attractive to fraudulent individuals who may want to take advantage of your Canadian details to move to Canada. It could be anyone anywhere in the world who wants to come to Canada.

  • Work experience is better than degrees.

Canada values ​​work experience more than your degree or certification level. Sometimes you may find that your boss may not have as many qualifications, but he has years of experience.

  • Get references from your previous workplace

If you have worked or done any work in Nigeria, try to get references from a member of the company’s senior management or your direct supervisor. This will help you during your job search.

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